Budgets

How to make a Ministry Budget

Example of a DTS Budget

How to make a Personal Budget

cost centres
 * under estimate income
 * over estimate expenses

General items of income
 * 1) gifts - designated and un-desiganted
 * 2) Fees
 * 3) * Fees - schools
 * 4) * incoming school registration fees and deposits
 * 5) * contributions to General running costs from ministries
 * 6) staff fees
 * 7) * rent (staff)
 * 8) * use of YWAM facilites (rent or rent-like payments)
 * 9) * Staff use of YWAM facilities, phones, vehicles, postage, internet, fitness suites (I wish), photocopier


 * 1/3 1/3 1/3 suggestion

General items of expense
 * rent, mortgages
 * maintainance
 * admin costs (stationary etc.)
 * publicity costs
 * insurances
 * utilities: gas, electricity, water
 * Telephone and Internet bills
 * Postage
 * Local Taxes
 * Insurances
 * General travel costs
 * Repairs to office equipment
 * General purchase of equipment

Specific
 * individual ministry costs
 * contributions to General running costs

National Costs

Notes
 * 3% increase year on year
 * depreciation and setting aside funds
 * setting aside reserves
 * Tithing for YWAM locations and offices
 * Examples of budgets simple and extensive (pdf's)


 * when major costs come in...ways of coping - bill paying fund (set 250 aside monthly)
 * spreadsheets are useful... (link to an open office tutorial)